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Financing Available

Empire Property Development & Management, LLC, finance partners offer competitive rates and a fixed monthly payment, to make your dream of purchasing a home, HVAC equipment, and using renewable energy a reality.


FTL Finance

Through our close partnership with FTL, we offer a variety of flexible options for financing your new product or system. That way, you can invest in your home's comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With financing from FTL, you'll enjoy:

  • Low monthly payments

  • Preferred interest rates

  • Flexible terms

After clicking on "Apply Now", you will complete a short form, and will be contacted by FTL Representative will contact you regarding your status. By taking advantage of special FTL financing, you won't use up your existing funding sources, like a home equity line of credit, credit card or bank account. They'll still be available when you need them.

Please contact us to find out which FTL financing options are available to you, or to learn about special financing promotions. You can also call FTL at 888-314-4588.

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Solar Loans Program

Finance your home or small business solar needs with Banterra and pay for your panels at an easy pace. With no money down requirement, competitive rates and a fixed monthly payment, we make your dream of using renewable energy a reality.

Finance Your Solar Need Today

You can apply online now to begin your solar loan process.  After clicking on “Apply Now”, you will complete a short form and will be contacted by a Banterra Solar Loan Representative within two business days to complete the loan process. Information we will need from you includes:

  • Proof of real estate ownership (Property Tax Bill) - A Banterra representative can access this through public records for you

  • Income Verification - Current YTD paystub, W2, tax return, or verified direct deposit to a Banterra checking account

  • Loan fee plus applicable filing fee


Solar Loan Program Benefits

  • No money down; 100% financing

  • Competitive rates and fixed monthly payments

  • No prepayment penalty

  • Federal and state renewable energy incentives

  • Lower monthly payment option – use your tax credits to pay on your loan for lower monthly payments, with no need to refinance and no additional fees

  • Federal Renewable Energy Incentives

  • The (Federal) Investment Tax Credit (ITC)3, also known as the Federal Solar Tax Credit, allows you to deduct 26% of the cost of installing a solar energy system from your federal taxes. The ITC applies to both residential and commercial systems, and there is no cap on its value.

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